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Whether Open Enrollment has rolled around again or life changes have made you rethink your coverage, we’re here with insights and tips on how to choose the best plan for you (with the help of a few fictional friends). Depending on your health needs and cost preferences, some plans are a better fit than others. "}],"markDefs":[],"style":"normal"},{"_key":"731a68c97e92","_type":"block","children":[{"_key":"dacc9523c9d5","_type":"span","marks":[],"text":"Maybe you want the lowest possible monthly premium and don’t mind if you pay more for office visits—or maybe you’d rather pay more monthly to ensure your office visits are always covered by a copay. Knowing your priorities can make it easier to find the best choice for you. (Curious about how insurance works at Tia and which plans are in-network? 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The system is undeniably confusing, and while we can’t change the way it's built overnight, we can empower you with the knowledge to navigate it with confidence."}],"style":"normal"},{"_key":"f63deaeaa40e","_type":"block","children":[{"_key":"76cb2c3b20cd","_type":"span","text":"From how to prepare for your visit to what to expect when the bill arrives, this guide is designed to demystify the process. We’ve gathered the most important \"Tia Tips\" to help you understand your benefits, maximize your coverage, and ensure your focus stays exactly where it should be: on your health."}],"style":"normal"},{"_key":"c3a50e192bed","_type":"buttonBlock","items":[{"_key":"178049a3d9c8","_type":"singleButton","addWidgetCopy":false,"backgroundColor":"bcorange","linkCta":"Check if your insurance is accepted","linkType":"join-scroll-shape"}],"onlyStackButtons":false}],"textAboveMedia":false,"videoDisplay":"container"},{"_key":"40699e461030","_type":"spacer","backgroundColor":"bcoat","spacing":"pys"},{"_key":"8f81913e8067","_type":"shape","backgroundColor":"secondary-1","shapeColor":"secondary-2","shapeType":"shape-1"},{"_key":"f2f314940f35","_type":"spacer","backgroundColor":"bccream","spacing":"pys"},{"_key":"63ba495a319a","_type":"standardText","backgroundColor":"bccream","options":{"_type":"moduleOptions","uid":"insurance"},"text":[{"_key":"293c8bf9faf7","_type":"block","children":[{"_key":"2b85b62bcde9","_type":"span","text":"Before Your Visit (Know Before You Go)"}],"style":"h1"},{"_key":"76226a26fb4c","_type":"block","children":[{"_key":"8d2438e8c6b8","_type":"span","marks":["fontSize32"],"text":"How do I know if I’m covered by insurance? "}],"style":"h2"}]},{"_key":"20a1872faf8c","_type":"imageAndText","alignment":"jcrr","aspectRatio":"16:9","autoPlay":false,"backgroundColor":"bccream","image":{"_type":"image","asset":{"_ref":"image-979d577d1bcc5a2e8a94211312700e45797b5dc4-623x657-png","_type":"reference"}},"mediaType":"image","mobileImage":{"_type":"image","asset":{"_ref":"image-ddd20bfa28fb4d3c3186fe88fee7fbf5534085ae-878x426-png","_type":"reference"}},"spacing":"pys","text":[{"_key":"a995fa44b279","_type":"block","children":[{"_key":"10f6e8244b6b","_type":"span","text":"\"Covered by insurance\" does "},{"_key":"f6bb60df3564","_type":"span","marks":["em"],"text":"not "},{"_key":"f27c51128267","_type":"span","text":"mean \"paid for by insurance.\""}],"style":"h3"},{"_key":"2e95ff1e6eb2","_type":"block","children":[{"_key":"91da80d1284a","_type":"span","text":"When a service is \"covered,\" it simply means your insurance company has negotiated a lower, discounted rate with us and agrees to apply that expense toward your deductible, coinsurance, or copay.\n\n"},{"_key":"c8ea82812e63","_type":"span","marks":["strong"],"text":"Preventative vs. Diagnostic Visit Coverage:"}],"style":"normal"},{"_key":"aadc38b5e896","_type":"block","children":[{"_key":"393f336fd6c0","_type":"span","marks":["strong"],"text":"Preventive care:"},{"_key":"0695952313d7","_type":"span","text":" Typically fully covered without "},{"_key":"c3f39342bccb","_type":"span","marks":["0c88a83fc7a8"],"text":"cost-sharing"},{"_key":"e89245e88493","_type":"span","text":" (e.g., annual physicals, vaccinations, and some screenings)."}],"level":1,"listItem":"bullet","markDefs":[{"_key":"0c88a83fc7a8","_type":"externalLink","linkType":"text","url":"https://asktia.com/insurance/#cost-sharing"}],"style":"normal"},{"_key":"73f23dbc927c","_type":"block","children":[{"_key":"4d1c123c0ff0","_type":"span","marks":["strong"],"text":"Diagnostic care:"},{"_key":"b0987aca5d55","_type":"span","text":" Any service aimed at diagnosing or treating a specific condition (e.g., lab tests, imaging, specialist visits) will usually require out-of-pocket costs."}],"level":1,"listItem":"bullet","style":"normal"},{"_key":"437e7d2061df","_type":"buttonBlock","items":[{"_key":"5ee6fa785fa9","_type":"singleButton","addWidgetCopy":false,"backgroundColor":"bcorange","linkCta":"See If You're in Network","linkType":"join-scroll-shape"}],"onlyStackButtons":false}],"textAboveMedia":false,"videoDisplay":"container"},{"_key":"88a031e57079","_type":"spacer","backgroundColor":"bccream","spacing":"pyl"},{"_key":"399dac5ad0a6","_type":"standardText","backgroundColor":"bccream","options":{"_type":"moduleOptions","uid":"insurance-accepted"},"spacing":"pys","text":[{"_key":"13c6169d5958","_type":"block","children":[{"_key":"4634fe0d4932","_type":"span","marks":["fontSize32","fontSize40"],"text":"The Good News: Tia Accepts Most PPO Insurance 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Disclaimer:"}],"markDefs":[],"style":"h3"},{"_key":"83efd84614a2","_type":"block","children":[{"_key":"f14a59af9ab8","_type":"span","marks":[],"text":"Tia is currently out-of-network for all HMO plans; however, we are happy to see HMO patients via self-pay/cash-pay rates.\n\nUnfortunately at this time due to legal requirements, we are unable to provide care to Medicare/Medicaid/Medi-Cal beneficiaries even on a self-pay basis."}],"markDefs":[],"style":"normal"},{"_key":"4dc448890a47","_type":"block","children":[{"_key":"6ab4399118fe","_type":"span","marks":[],"text":"We know this may be disappointing. Expanding access to Tia's care for more women is something we're actively working toward, and we hope to welcome you in the future"}],"markDefs":[],"style":"normal"},{"_key":"8839f30a87b5","_type":"block","children":[{"_key":"69a2e6162c9d","_type":"span","marks":["strong"],"text":"Don’t have insurance? 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This is all between you, Quest, and your insurance plan.\nBecause of this system, you should expect to receive two separate bills after your visit."}],"style":"normal"},{"_key":"706b10b3f879","_type":"block","children":[{"_key":"9531b22e1eb8","_type":"span","text":"Who to Contact for Lab Bill Questions"}],"style":"large"},{"_key":"16ec2ac265da","_type":"block","children":[{"_key":"9c2874ecf920","_type":"span","text":"Since they run the tests, Quest is the one who has all the details about the charges and is responsible for billing your insurance for the lab work.\nFor any questions about the lab charges, coverage, or your Explanation of Benefits (EOB) related to the tests, please contact Quest/Sonora directly."}],"style":"normal"}]},{"_key":"66efe97768de","_type":"editorialText","editorialText":[{"_key":"5ab7a1066406","_type":"cta","backgroundColor":"bcoat","text":[{"_key":"bd3d6e4e11b8","_type":"block","children":[{"_key":"7cfa84449227","_type":"span","text":"Tia Tip"}],"style":"h3"},{"_key":"551b8afbfe46","_type":"block","children":[{"_key":"da370d8c7f97","_type":"span","text":"You will receive two separate bills for your visit because Tia and the lab (Quest/Sonora) are separate entities."}],"style":"normal"},{"_key":"16c8770bc59b","_type":"block","children":[{"_key":"0dba9b914524","_type":"span","marks":["strong"],"text":"Bill 1 (Tia):"},{"_key":"b4d4fc779226","_type":"span","text":" Covers your actual appointment and time with the clinician."}],"level":1,"listItem":"bullet","style":"normal"},{"_key":"1f02436bf33c","_type":"block","children":[{"_key":"974bb0959abc","_type":"span","marks":["strong"],"text":"Bill 2 (Quest/Sonora):"},{"_key":"ea7ab58ddb1e","_type":"span","text":" Covers the processing of your lab tests."}],"level":1,"listItem":"bullet","style":"normal"},{"_key":"0a54548538f5","_type":"block","children":[{"_key":"baa6e2dd8fc0","_type":"span","marks":["strong"],"text":"Lab pricing: "},{"_key":"8c6ef66f6ac0","_type":"span","text":"Tia does not set lab prices or control insurance coverage for tests.\n"},{"_key":"3b7f0be123dd","_type":"span","marks":["strong"],"text":"Billing Issues:"},{"_key":"1cda8c44456c","_type":"span","text":" If you have questions about a lab charge, you must contact Quest/Sonora directly, as Tia cannot access their billing systems."}],"style":"normal"},{"_key":"ea6b961257ce","_type":"block","children":[{"_key":"c8c099d7e6d2","_type":"span","text":"You can check with your insurance provider and Quest beforehand if you want to know the exact cost of a test before it’s collected."}],"style":"normal"},{"_key":"e886385b7aaf","_type":"buttonBlock","items":[{"_key":"7088b60c08b5","_type":"singleButton","addWidgetCopy":false,"backgroundColor":"bcorange","linkCta":"See If You're in Network","linkType":"join-scroll-shape"}],"onlyStackButtons":false}]}],"spacing":"pys"},{"_key":"0dd523ae7006","_type":"standardText","backgroundColor":"bccream","options":{"_type":"moduleOptions","uid":"payment"},"spacing":"pys","text":[{"_key":"7c4a181ea2eb","_type":"block","children":[{"_key":"56f194567002","_type":"span","text":"Payment Methods, Superbills, and Claims"}],"style":"h2"},{"_key":"f87bb1d149e5","_type":"featureCardGroup","cards":[{"_key":"6d255725405e","_type":"featureCard","text":[{"_key":"2a8dc21b2924","_type":"block","children":[{"_key":"e4a08c0671e8","_type":"span","text":"Credit or Debit Card"}],"style":"h4"},{"_key":"84358838a0f1","_type":"block","children":[{"_key":"6465a1fa53ca","_type":"span","text":"All major credit and debit cards are accepted through our secure payment portal."}],"style":"normal"}]},{"_key":"9bb5f8fbd666","_type":"featureCard","text":[{"_key":"dcbb4bb8fdeb","_type":"block","children":[{"_key":"2dab35c65ddd","_type":"span","text":"HSA/FSA Accounts"}],"style":"h4"},{"_key":"ee12b94f6b9d","_type":"block","children":[{"_key":"42f558512054","_type":"span","marks":["strong"],"text":"Tia TIP:"},{"_key":"464b391ba48e","_type":"span","text":" Generally, medical services (such as sick visits, imaging, and bloodwork) are eligible for HSA/FSA reimbursement. 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Depending on the care you receive, this could look like: the total amount owed for care might be $500, but the total due this month is $250. This method offers a clear, manageable way to handle medical expenses, allowing you to focus on what truly matters—your health."}],"markDefs":[],"style":"normal"}],"textAboveMedia":false,"videoDisplay":"container"},{"_key":"1eaa1d5efd4f","_type":"standardText","backgroundColor":"bccream","spacing":"pys","text":[{"_key":"1177301216b6","_type":"block","children":[{"_key":"560e7e8612fd","_type":"span","text":"Benefits of Predictable Payments:"}],"style":"h3"},{"_key":"4405ed31e402","_type":"columnText","items":[{"_key":"6bc3e3e01263","_type":"plainText","text":[{"_key":"2648b9147137","_type":"block","children":[{"_key":"734ea0029e80","_type":"span","marks":[],"text":"1. $250 Capped Invoices"}],"markDefs":[],"style":"h4"},{"_key":"da8fee1a7b4f","_type":"block","children":[{"_key":"a9b4bb678414","_type":"span","marks":[],"text":"One of the biggest benefits of this payment method is predictability. With a consistent $250 cap, you can budget with confidence and avoid fluctuating or surprising bills. We know that some months you may need more time to pay, and that’s ok. Our goal is to remove financial stress so you never delay the care you need."}],"markDefs":[],"style":"normal"}]},{"_key":"62f372e57485","_type":"plainText","text":[{"_key":"bd954e81fe00","_type":"block","children":[{"_key":"64ea8b43befd","_type":"span","text":"2. One Invoice, One Time a Month"}],"style":"h4"},{"_key":"aa39c7628804","_type":"block","children":[{"_key":"bbace43f0410","_type":"span","text":"The healthcare billing process can be complicated and confusing. Our new method simplifies this by providing clear, straightforward billing. 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We aim to partner with you not just around the care you receive but also how you budget for the costs associated with the care you need and deserve."}],"style":"normal"}]}]},{"_key":"c9b0eb8ecabd","_type":"block","children":[{"_key":"baf1b1bdaa68","_type":"span","text":"Want to know more about Predictable Payments?"}],"style":"normal"},{"_key":"d28210fee956","_type":"buttonBlock","items":[{"_key":"3014ebce2904","_type":"singleButton","backgroundColor":"bcorange","linkCta":"Learn more","linkType":"button","url":"https://asktia.com/predictable-payments/"}],"onlyStackButtons":false}]},{"_key":"57b3825c12b5","_type":"spacer","backgroundColor":"bccream","spacing":"pys"},{"_key":"659262f06898","_type":"shape","backgroundColor":"tertiary-3","shapeColor":"secondary-1","shapeType":"shape-1"},{"_key":"f01a974dbf9a","_type":"featuredArticles","articles":[{"_key":"2edf6e31fcf8","_ref":"84f78e64-7cb6-4b50-a817-afaad96cef19","_type":"reference"},{"_key":"654ff9f56ea7","_ref":"8367281a-2f19-4bd5-8a85-122599980f9f","_type":"reference"},{"_key":"b39c6f46ac49","_ref":"fa7ac645-0cce-4e50-b72d-6a9996516a44","_type":"reference"},{"_key":"881d9060c32e","_ref":"75dbb458-d708-4276-b231-d6741ff25797","_type":"reference"}],"backgroundColor":"bcb","spacing":"pys","title":"Helpful Resources Related to Insurance"},{"_key":"5d355767e258","_type":"shape","backgroundColor":"secondary-1","shapeColor":"tertiary-3","shapeType":"shape-1"},{"_key":"a18627e098ce","_type":"spacer","backgroundColor":"bccream","spacing":"pys"},{"_key":"122fc5fb9661","_type":"faqModule","faqs":[{"_key":"078bfc830bff","_ref":"0d664388-a42d-4f20-8e60-3911c6a8c79b","_type":"reference"},{"_key":"96140d4c576e","_ref":"98fab06a-1a72-409e-8b4d-4e2aef838df1","_type":"reference"},{"_key":"f824a2634d24","_ref":"b3a606ca-3559-4c61-80bf-4d67ade797c8","_type":"reference"}],"title":"Top Insurance FAQ"},{"_key":"f3bb0641a25b","_type":"editorialText","editorialText":[{"_key":"959ba8d34c5b","_type":"cta","backgroundColor":"bcoat","text":[{"_key":"18cfcd295e3b","_type":"block","children":[{"_key":"92fe51dbc969","_type":"span","text":"Talk to Our Team"}],"style":"h3"},{"_key":"da7338d93879","_type":"block","children":[{"_key":"97c82828ee9b","_type":"span","text":"Have questions about Tia’s care? 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